Q: What is a cash advance or payday loan?
A: cash advance (also called a payday loan) is a sum of money quickly issued to you by a lender at times when you need it most. Most often, people need cash advances between paychecks to cover unexpected needs such as urgent car repairs, overdraft charges, family emergencies, etc. The money that is lent to you will typically be repaid when you receive your next paycheck.

Q: Am I eligible?
A: Qualifying is easy and you don’t need to worry about your credit. Even bankruptcy, bad credit, bounced checks, charge-offs and other credit hassles don’t prevent you from getting the cash advance you need!

Q: How much money am I eligible to receive?
A: The amount you are eligible to receive with your cash advance depends on many things. Your income, among other factors, will be taken into consideration when your lender is deciding how much money to advance you. To find out how much you are able to borrow, fill out our quick application form, and you will promptly be matched with a lender online who will be able to instantaneously tell you a specific amount.

Q: How much does a cash advance cost?
A: The fees charged for your cash advance will depend on a number of factors. The lender that chooses to finance you and your previous record of handling debt repayment are two such factors. The information given on your application form will provide our lenders with the information they need to determine your fees. The fees are much less than the cost that could occur by not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can’t get to work!

Q: How soon will the money be available?
A: Once you have applied online, your information will be sent in real time to a lender to qualify your loan request. Your cash can be in your bank account as early as an hour up to the next business day!

Q: How does repayment work?
A: You get cash when you need it most and repay when you have it! If you are unable to pay back on time, customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and they will deduct your loan plus fees from your bank account.

Q: What if I only have a Savings Account?
A: That’s ok! Most of our top picks allow saving and/or checking accounts.

Q: What if I am self Employed?
A: No problem! There is no employment verification and no credit checks for most applications.

Q: How much money can I have advanced to me?
A: You get up to $1500 depending upon what information you put on your application.

Q: Are there any states that you cant get a payday loan from?
A: Nope, All 50 States. Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode, Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.